Assisting Homeowners on the Garden Island of Kauai

Chances are, you or someone you know on Kauai is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments. Almost 28% of Americans live in homes that are worth less than what they owe! Staggering. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Hawaii LIfe Real Estate Services, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

I see notices in the Garden Island newspaper of homes being in foreclosure and these often are homeowners who are involved in the frustrating process  of getting loan modifications. If you have been pursuing a loan modification through the HAMP program, you may be eligibile through the HAFA program to pursue a short sale, and have the deficiency amount forgiven under the rules of this new program which rolled out on April 5th, 2010.

I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision. I surely hope you CAN keep your home, and if not, I am here to relieve the stress of this difficult situation.

As an agent with the CDPE® Designation and the SFR® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you. I have also been trained in the most effective and successful methodologies for achieving success in a short sale.

If you would like to know more about your options, please call me at 808.346.7095. Or email me, ron@hawaiilife.com

I am here to help … in any way I can.

Ron Margolis, CDPE, RA,ABR
808.346.7095
ron@landinkauai.com